- PAN Card
- Aadhaar Card
- Latest 6 Month's Bank e-Statement (In PDF format)
- Business & Residence Latest Address Proof (Owned : Electricity bill; Rented : Rent Agreement)
- ITR for Last 2 years with Audited BS, PL & Computation (Compulsory for >Rs 5 Lacs)
- Rate of Interest: Starting from 1.25 % per month.
- One time processing fee up to 2%.
- Depending on the product, the tenure will be different.
- For invoice financing it can range from 30 to 90 days.
- Whereas for term loan, it will be 12 to 18 months.
- Using auto debit facility via NACH / ECS
- Using cheques
- Using Net Banking
- We always ensure that you do not miss out on your scheduled payment dates, hence we give timely reminders to our customers for repayments due.
- In cases of delayed or missed payments, a quick repayment along with a notification informing us is expected.
- In case of unusual/unexpected events, case by case decisions are made to help the customer.
- However, in case of delay in payment, we levy a small charge, over and above the interest.
Mintifi is India's leading online lending platform committed towards empowerment of small and medium businessesWe provide loans and other simple lending solutions to SMBs in the fastest and easiest way possible. We look at much more than your credit score so that you get exactly what you need for your business. And all this, on your own terms.
We're in the business of improving lives by delivering simple and fast borrowing solutions.